🏠 Public Adjuster Services for Residential & Commercial Properties
Maximize your insurance claim. Minimize your stress.
At Aviva Insurance Adjusters, we represent homeowners and business owners — not insurance companies.
Our mission is simple: secure the highest possible settlement while guiding you through every step of the insurance claim process.
Whether your property suffered water damage, fire, mold, hurricane impact, storm damage, or theft, you deserve an expert working exclusively for you.
🔍 What Does a Public Adjuster Do?
Insurance companies have adjusters working on their side.
A public adjuster works on your side — and protects you from:
- Underpaid claims
- Delays and stall tactics
- Denials due to technicalities
- Incomplete inspections
- Missing or undervalued damages
- Improper coverage interpretation
- Intentionally low estimates
As licensed experts, we handle everything related to your claim:
- Documenting all damages
- Taking photos, videos, & measurements
- Moisture, smoke, soot & structural analysis
- Professional estimates & reports
- Policy interpretation
- Filing your claim
- Negotiating with the insurance company
- Reopening or appealing denied claims
- Representing you in appraisal or mediation
🏡 Residential Public Adjuster Services
Protecting Florida homeowners when disaster strikes.
Your home is your most valuable asset — but insurance companies often:
- Pay only partial repairs
- Deny claims claiming “wear and tear”
- Miss hidden and behind-the-wall damage
- Apply lower or incorrect coverage
- Claim the damage is not storm-related
We ensure your claim fully accounts for:
✔ Structural Damage: Walls, ceilings, floors, cabinets, roof system, drywall, insulation
✔ Interior Damage: Furniture, electronics, personal property, fixtures, paint, finishes
✔ Building Code Requirements: Enforcing matching rules, code upgrades, and full replacement scope
✔ Hidden Damage: Behind walls, in attics, under flooring, moisture behind drywall, smoke migration
✔ Emergency Repairs & Mitigation: We document all mitigation before insurers attempt to deny it
Whether you are dealing with water, fire, mold, storm, or any other disaster — we fight for the settlement your policy promises.
🏢 Commercial Public Adjuster Services
- Protecting businesses, revenue, and commercial assets.
- Commercial claims require specialized expertise because:
- Damage often disrupts operations
- Losses extend beyond physical repairs
- Insurance companies aggressively control commercial payouts
- Documentation must include financial and operational impacts
We help business owners with:
✔ Building Damage: Warehouses, offices, retail, industrial spaces, restaurants, rental properties
✔ Business Interruption: Lost revenue, ongoing expenses, payroll, relocation, extra expenses
✔ Tenant Improvements: Fixtures, equipment, inventory, leasehold improvements
✔ Commercial Code Requirements: ADA upgrades, fire safety codes, HVAC requirements, electrical standards
✔ Specialized Equipment Damage: HVAC systems, electrical systems, refrigeration, machinery, electronics
We ensure your claim reflects the true financial impact — not a minimized version the insurer wants to pay.
💼 Why Choose Aviva Insurance Adjusters?
✔ 18+ Years of Experience: Thousands of property damage claims handled.
✔ Residential + Commercial Expertise: We understand both homeowners policies and commercial property policies.
✔ Certified Windstorm Appraiser & Umpire: Industry-recognized qualifications that insurers respect.
✔ No Recovery, No Fee: We only get paid when you get paid.
✔ Local Florida Expertise: We know Florida laws, hurricane claim requirements, and policy exclusions.
✔ Transparent Communication: You receive updates at every stage.
🛠 Types of Claims We Handle
- Water Damage / Pipe Bursts
- Fire & Smoke Damage
- Mold (from a covered peril)
- Lightning & Electrical Surge
- Policy interpretation
- Business Interruption
- Fallen Trees
- Plumbing Leaks
- Hurricane & Windstorm Damage
- Flood Damage (NFIP & Private)
- Roof Leaks
- Theft & Vandalism
- AC Overflow
- Structural Damage
Whatever the cause — we manage the entire claim so you don’t have to.
🧭 Our Process (Simple & Effective)
1. Free Inspection & Consultation
We inspect the damage, evaluate the claim, and review your policy.
2. Documentation & Evidence Collection
Moisture readings, photos, videos, estimates, expert reports.
3. Claim Filing & Submission
We file the claim properly and handle all communication.
4. Negotiation & Settlement
We negotiate aggressively to maximize your payout.
5. Appraisal or Mediation (If Needed)
If the insurer refuses to pay, we fight for you in formal dispute resolution.
Get a FREE Public Adjuster Consultation
You don’t have to fight the insurance company alone.
We stand by your side from start to finish.
✔ Free inspection
✔ Free policy review
✔ No upfront fees
✔ You only pay if we win
📞 Call 877-351-1933
🚀 Start Your Claim Today