Aviva Insurance Adjusters – Expert Public Adjuster – Immediate Help – Public Adjusters helping the insured get the maximum payout from the insurance companies

Battling Insurance
Companies on Your Behalf

Our mission is to assist you with your insurance claim. We offer free consultations
and inspections, and only charge fees if you receive compensation.

About us

Florida Public Adjusters Dedicated to Protecting Policyholders

At Aviva Insurance Adjusters, Corp., we are committed to leveling the playing field between property owners and insurance companies. With decades of combined experience, we specialize in first-party residential and commercial claims and fight to ensure our clients receive the maximum settlement available under their policy.

We handle every detail—from documentation and damage assessment to negotiations and appraisal. Our goal is simple: take the stress off your shoulders and secure the compensation you deserve.

Our process is transparent, thorough, and designed to keep you informed at every step.

Types of Claims

Property Damage Claims We Handle

Whether your property has suffered damage from storms, plumbing issues, fire, or other unexpected events, Aviva Insurance Adjusters has the expertise to manage your claim efficiently and strategically.

Fire & Smoke Damage Claims

Fire & Smoke Damage Claims Fire and smoke damage can devastate a property in minutes—yet the destruction they leave behind can take months or even years to properly repair. At Aviva Insurance Adjusters, Inc., we specialize in handling complex fire and smoke claims, ensuring every trace of damage is fully documented, properly included, and compensated under your policy. Even small fires produce massive amounts of smoke and soot that infiltrate your entire home, leaving residue behind walls, ceilings,...

Mold Damage Claims

Mold Damage Claims (Coverage applies only when mold results from a covered peril, such as water damage from a sudden leak.) Mold is one of the most misunderstood and mishandled insurance claim categories. Despite the serious health risks and structural damage mold can cause, mold by itself is NOT a covered peril under standard homeowners insurance. However—when mold results from a covered event (burst pipe, roof leak, storm damage, appliance overflow, etc.), your policy will trigger a mold sublimit...

Lightning Damage Claims

Lightning Damage Claims A lightning strike can destroy electrical systems, appliances, HVAC units, roofs, and structural components in an instant. What many homeowners don’t realize is that lightning rarely causes just one obvious failure—it triggers a chain reaction of hidden electrical and mechanical damage that insurance companies often try to downplay. At Aviva Insurance Adjusters, Inc., we handle lightning and electrical surge claims regularly. We work with electricians, engineers, and diagnostic...

Flood Damage Claims

Flood Damage Claims (Flooding is not covered by homeowners insurance — requires NFIP/private flood policy.) Flooding is one of the most destructive events a property can suffer—and one of the most confusing for policyholders. Standard homeowners insurance does NOT cover flood damage. Flood claims must be handled under a separate NFIP (FEMA) Flood Policy or private flood insurance plan. At Aviva Insurance Adjusters, Inc., we specialize in flood loss documentation, NFIP compliance, and negotiating...

Roof Leak Damage Claims

Roof Leak Damage Claims A roof leak can cause far more damage than most homeowners realize. Even a small opening in the roof allows water to travel across ceiling joists, down walls, behind insulation, and through structural components. Unfortunately, insurance companies frequently deny roof leak claims unless the homeowner proves the leak was caused by a “sudden and accidental” event such as wind, hail, or impact damage. At Aviva Insurance Adjusters, Inc., we investigate the home’s roofing system,...

Electrical Surge & Electronics Damage Claims

Electrical Surge & Electronics Damage Claims (Often caused by lightning but can also result from grid fluctuations, transformer failures, and utility issues.) Electrical surges can destroy household electronics, appliances, HVAC systems, wiring, and control boards instantaneously. Yet surge claims are among the most frequently denied or underpaid property claims because insurance companies often insist there is “no proof” of surge activity or classify the damage as “wear and tear.” At Aviva Insurance...

Fallen Tree Damage Claims

Fallen Tree Damage Claims A fallen tree can cause catastrophic damage to your home, roof, fencing, pool enclosure, windows, and even interior structures. When a tree strikes your property, insurance companies are obligated to pay for all resulting structural and material damages—but they often downplay or misrepresent the true scope of destruction. At Aviva Insurance Adjusters, Inc., we specialize in documenting tree-impact damage and ensuring the insurance company covers everything from structural...

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Water damage kitchen

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Aviva Settled Claims

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Fire damage in a commercial building

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Hurricane Related Claim

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Bathroom pipe leak causing mold

With over 18 years of experience and nearly a thousand disaster cases managed, our founder established Aviva Insurance Adjusters in 2022 to bring trusted expertise and proven results to every claim. Here’s a brief overview of the types of property damage claims we handle

Some types of property damage claims we handle:

Aviva Insurance Adjusters, Corp., possesses the expertise and perseverance to navigate every stage of the claim process and efficiently maximize your compensation. We take full charge of your claim while keeping you informed about its progress at every turn.

Meet the Founder

Jose Villacis, a public adjuster and founder of Aviva Insurance Adjusters, Corp., has been specializing in insurance claims for over 18 years. Based in Florida, his firm focuses on first-party residential and commercial insurance claims on behalf of homeowners and business owners. Jose is a certified Windstorm Network Appraiser and Umpire.

With extensive knowledge of insurance policy regulations pertaining to homes, condos, and businesses, Jose Villacis ensures that Aviva Insurance Adjusters, Corp. aims to secure the highest possible settlement with your insurance company while delivering an exceptional client experience.

Testimonials

What Our Clients Say

Hear from homeowners and business owners who trusted Aviva to handle their claims with professionalism, transparency, and results.

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Alberto Delgado

12:26 28 Oct 25

Aviva is amazing...Jose and Pedro are fantastic, very professional team and top notch. I Highly recommend this experienced Adjusters .

Kelly Roberts

20:12 20 Aug 25

I had an excellent experience with Aviva. Jose and team worked hard to make sure I received the maximum payout for my claim and handled every step of the process with professionalism. What could have been a stressful situation was turned into a seamless process thanks to their systems, knowledge, and communication.

jonthan borges

20:11 20 Aug 25

I had a great experience working with Aviva. They were professional, knowledgeable, and really took the time to explain everything clearly. You can tell they truly care about their clients and go the extra mile to make sure you’re taken care of. Excellent service all around highly recommend!

Yesenia Lopez

15:41 15 Apr 24

We have really enjoyed working with Jeovanni. He took care of all the work for us and kept us updated every step of the way. A pleasure to work with. 10/10 recommend.

Norma Yanes

02:25 05 Apr 24

Aviva Insurance Adjusters has everything you need for your claim to be a success. This wonderful team will work for you so that you can get your refund with confidence. If you want everything to turn out well, you have to do it with them. This is my second time needing your services and the result, as always, was the best! Super recommended🌟🌟🌟🌟🌟

edgardo campos

12:37 05 Sep 23

Jose made my claim process a breeze. Extremely knowledgeable, always available to answer questions and very easy to work with.

Kelvin Sanchez

17:56 22 May 23

Very professional and very knowledgeable of his job.I recommend highly

Mavis Bocalandro

00:53 09 Oct 22

Super professional, super fast and effective, the best

Ben Alvarez

20:26 14 Aug 22

Someone to reach out when you are in the given "the walk-around".

Maikel AVILA

22:58 13 Jul 22

Jose villacis was very professional, giving effective solutions, I recommend him 100%

Lys Buitrago Vazquez

21:32 08 Jul 22

Jeovanni is very knowledgeable and walked us through the process. He is very attentive to details and thorough. We highly recommend him.

Yoandra Campana

21:11 08 Jul 22

They are very honest and very formal in their work, they explain the whole process to you and they help you to make your life easy by mediating your case.

samantha castro

13:42 08 Jul 22

I recommend Aviva to anyone due to their professionalism. They're very focused and are always keeping you updated. Easy to work with and fast to respond. 10/10 recommended!

Leo Castro

13:32 08 Jul 22

By far the best adjustor ive worked with by far! Very attentive and responsable. I reccomend them!

Our Blog

Insurance Claim Tips, Guides & Florida Property Damage News

Stay informed with expert insights on insurance claim strategies, hurricane preparedness, water damage prevention, and more. Our blog provides valuable resources to help you understand your policy, protect your property, and maximize your claim.

Hurricane Public Adjuster

WIND & HURRICANE DAMAGE CLAIMS Wind & Hurricane Damage Claims Wind and hurricane damage claims are among the most aggressively disputed by insurance companies. Because these claims often involve roof systems, structural components, water intrusion, and extensive...

Need Help With Your Insurance Claim? We’re Here for You.

If your home or business has suffered damage, don’t fight the insurance company alone. Aviva Insurance Adjusters brings expert guidance, meticulous documentation, and aggressive representation to ensure you receive every dollar you’re entitled to.

We offer:
✓ Free Consultation
✓ Free Policy Analysis
✓ No Recovery, No Fee

Battling Insurance
Companies on Your Behalf

About us

Florida Public Adjusters Dedicated to Protecting Policyholders

Types of Claims

Property Damage Claims We Handle

Some types of property damage claims we handle:

Meet the Founder

Testimonials

What Our Clients Say

Our Blog

Insurance Claim Tips, Guides & Florida Property Damage News

Need Help With Your Insurance Claim? We’re Here for You.

Lic. W869253

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Battling Insurance Companies on Your Behalf

About us

Florida Public Adjusters Dedicated to Protecting Policyholders

Types of Claims

Property Damage Claims We Handle

Some types of property damage claims we handle:

Meet the Founder

Testimonials

What Our Clients Say

Our Blog

Insurance Claim Tips, Guides & Florida Property Damage News

Need Help With Your Insurance Claim? We’re Here for You.

Battling Insurance
Companies on Your Behalf